Resources

Directors & Officers Liability insurance is now available. Our bespoke D&O insurance products are an essential shield protecting company leaders against spurious claims and in moments of crisis. We have a broad-based appetite across commercial and financial risks. We are able issue both primary and excess policies with side ABC and AB coverage.

• Directors & Officers Liability Wording (PIUS DO 0324)

Effective 10th November 2023 and 1st March 2024 (denoted by an ‘a’) the new Professional Indemnity wordings have undergone a further UCT Review making amendments to any unfair contract terms. There has been no change to the Professional Indemnity policy coverage.

The combined Professional Indemnity and Broadform Liability policy wordings have Cyber and Silica exclusions now included in the wordings, that were previously included in the policy schedule.

Effective 1st December 2024 the combined Professional Indemnity and Broadform Liability Policy wordings have further changes to Part B of the Policy (denoted by a ‘b’) with the inclusion of the previously schedule applied PFAS Exclusion.

For details of the changes, contact your underwriting contact.

• Professional Indemnity Policy Wording (PIUS PI 0319) Rev 0823a
• Professional Indemnity and Broadform Liability (PIUS PIBLZ 0319) Rev 0823
• Professional Indemnity and Broadform Liability Wording (PIUS PIBLZ 0319) Rev 0823b - Effective 1st December 2024
• ICT Combined Liability Policy Wording (PIUS ICTZ 0319) Rev 0823a
• ICT Combined Liability Policy Wording (PIUS ICTZ 0319) Rev 0823b - Effective 1st December 2024
• Construction Professionals PI Wording (PIUS CON 0319) Rev 0823a
• Construction Professionals Combined PI & Liability (PIUS CONBLZ 0319) Rev 0823a
• Construction Professionals Combined PI and Liability (PIUS CONBLZ 0319) Rev 0823b - Effective 1st December 2024
• Healthcare Malpractice Liability Policy (PIUS MAL 0319) Rev 0823a
• Healthcare Malpractice and PL Policy (PIUS MALBLZ 0319) Rev 0823a
• Healthcare Malpractice and PL Policy (PIUS MALBLZ 0319) Rev 0823b - Effective 1st December 2024
• Multi-Media Liability Policy (PIUS MML 0319) Rev 0823
• Multi Media and Broadform Liability Policy (PIUS MMLBLZ 0319) Rev 0823b
• Design & Construction Policy Wording (PIUS DC 0319) Rev 0823a
• Excess of Loss Policy (PIUS XOL 0319) Rev 0823

Effective 1st March 2024 a new UCT Reviewed and changes for clarifications of cover intention of the Broadform Public & Products Liability Wording.

Effective 1st December 2024 a new wording comes into effect, Broadform Public & Products Liability Policy Wording (PIUS BPPL 0823A),  with the inclusion of a previously schedule-imposed PFAS exclusion.

For details of the changes, contact our General Liability underwriter.

• Broadform Public & Products Liability Policy Wording (PIUS BPPL 0823)
• Broadform Public & Products Liability Policy Wording (PIUS BPPL 0823A) - Effective 1st December 2024

A collection of our Proposal Forms

• Broadform Public and Products Liability Proposal Form
• Professional Indemnity Proposal Form
• Information and Communication Technology Combined Liability Form
• Architects & Surveyors Proposal Form
• Engineers Proposal Form
• Large Engineers Proposal Form
• Financial Planners Insurance Proposal Form
• Healthcare & Medical Malpractice Insurance Proposal Form
• Insurance Brokers Professional Indemnity Proposal Form
• Multi-Media Liability Proposal Form
• Owners Corporation Proposal Form
• Design & Construct Proposal Form
• No Claims Declaration Form
• Renewal Declaration

A collection of our Addenda to provide supplementary information to the standard Proposal Forms above

• Accountants PI Proposal Addendum
• Finance-Mortgage Brokers PI Proposal Addendum
• Geologists Professional Indemnity Proposal Addendum
• Information and Communication Technology Proposal Addendum
• Management Consultants PI Proposal Addendum
• Nursing Homes Malpractice Proposal Addendum
• Real Estate Agents PI Proposal Addendum
• Recruitment Consultants PI Proposal Addendum
• Travel Agents PI Proposal Addendum
• EPL Optional Extension Proposal Addendum
• Broadform Liability Proposal Addendum

A collection of our Claim Forms.

Please forward the completed claim form to Daniel Troy, our Legal & Claims Manager at daniel.troy@pacificindemnity.com.au and claims@pacificindemnity.com.au.

• Professional Indemnity Claim Form
• Professional Indemnity and Broadform Liability Claim Form
• Medical Malpractice Claim Form
• Multi-Media Liability Claim Form
• Fidelity Fraud Dishonesty Claim Form
• Employment Practices Liability Claim Form

A collection of articles that we hope will assist you with current and notable exposures relating to Professional Indemnity insurance

• Incident Logging & Reporting
• Non-compliant Building Products

The Pacific Indemnity broker portal is an on-line facility for quoting and binding cover on Professional Indemnity (including Broadform Liability for office risks) and stand-along Broadform Public & Products Liability policies, for all professions and business activities.

The following document is a detailed instruction document, with links to sections within the document, to help you navigate the Broker Portal:

• Welcome to the Pacific Indemnity Broker Portal

• Welcome to the Pacific Indemnity Broker Portal

From 1 January 2018 eligible small businesses (generally with less than $2million turnover) are not required to pay duty on certain types of insurance, including:

• Occupational indemnity insurance (or professional indemnity) – covering liability arising out of the provision of professional or other services (other than medical indemnity insurance)
• Product and public liability insurance – insurance covering liability for personal injury or property damage occurring in connection with, or arising out of the products or services of, a business.
• Commercial vehicle insurance – for a motor vehicle used primarily for business purposes

What is a small business?

You are a small business for the current year if:

• you carry on a business in the current year; and
• one or both of the following applies:

(i)      you carried on a business in the previous year and your aggregated turnover for that previous year was less than $2million;

(ii)      your aggregated turnover for the current year is likely to be less than $2million.

Complete this addendum if you are a small business eligible for the exemption.

Note the NSW State Revenue Office requires a new declaration to be completed every year for exemption to be granted.

• NSW Insurance Duty Exemption Declaration

To view the Pacific Indemnity Privacy Policy please click here

To view the Pacific Indemnity Important Notices please click here

To view the Pacific Indemnity General Information please click here