Resources

Below is a list of resources ready for you to download as .pdf documents:

Latest Policy Wordings including Effective 10th Nov 2023 - UCT Reviewed Professional Indemnity wordings

Effective 10th November 2023 the new Professional Indemnity wordings have undergone a further UCT Review making amendments to any unfair contract terms. There has been no change to the Professional Indemnity policy coverage.

The combined Professional Indemnity and Broadform Liability policy wordings have Cyber and Silica exclusions now included in the wordings, that were previously included in the policy schedule.

Previous Policy Wordings including Effective 1st Nov 2021 - UCT Reviewed Professional Indemnity wordings

Effective 1 November 2021 the new Professional Indemnity wordings have undergone a UCT Review making amendments to any unfair contract terms. There has been no change to policy coverage.

Previously active Policy Wordings Effective 1 December 2019

With effect 1st December 2019 Pacific Indemnity Underwriting Solutions Pty Ltd (“Pacific Indemnity”) has entered into a new underwriting agency agreement with Zurich Australian Insurance Limited (Zurich) to provide 25% of the capacity for Pacific Indemnity’s professional indemnity policies on a co-insurance arrangement.

The remaining 75% of the capacity continues to be provided by Insurance Australia Limited (IAL).

The wording coverage remains unchanged.

Previous Policy Wordings

A collection of our policy wordings effective until 30 November 2019.

Our previous collection of wordings are found below.

  • Most updates to the wordings are for clarification of existing cover.
  • Please refer to the ‘Changes to Pacific Indemnity Policy Wordings Oct 2017’ document below for further details

Proposal Forms

A collection of our Proposal Forms

Proposal Form Addenda

A collection of our Addenda to provide supplementary information to the standard Proposal Forms above

Claim Forms

A collection of our Claim Forms.

Please forward the completed claim form to Daniel Troy, our Legal & Claims Manager at daniel.troy@pacificindemnity.com.au and claims@pacificindemnity.com.au.

Risk Management Articles

A collection of articles that we hope will assist you with current and notable exposures relating to Professional Indemnity insurance

Partner Broker Portal

The Pacific Indemnity broker portal is an on-line facility for quoting and binding cover on Professional Indemnity (including Broadform Liability for office risks) and stand-along Broadform Public & Products Liability policies, for all professions and business activities.

The following document is a detailed instruction document, with links to sections within the document, to help you navigate the Broker Portal:

  • Welcome to the Pacific Indemnity Broker Portal

NSW Insurance Duty Exemption Declaration

From 1 January 2018 eligible small businesses (generally with less than $2million turnover) are not required to pay duty on certain types of insurance, including:

  • Occupational indemnity insurance (or professional indemnity) – covering liability arising out of the provision of professional or other services (other than medical indemnity insurance)
  • Product and public liability insurance – insurance covering liability for personal injury or property damage occurring in connection with, or arising out of the products or services of, a business.
  • Commercial vehicle insurance – for a motor vehicle used primarily for business purposes

What is a small business?

You are a small business for the current year if:

  • you carry on a business in the current year; and
  • one or both of the following applies:

(i)      you carried on a business in the previous year and your aggregated turnover for that previous year was less than $2million;

(ii)      your aggregated turnover for the current year is likely to be less than $2million.

Complete this addendum if you are a small business eligible for the exemption.

Note the NSW State Revenue Office requires a new declaration to be completed every year for exemption to be granted.

Privacy Policy

To view the Pacific Indemnity Privacy Policy please click here

Important Notices

To view the Pacific Indemnity Important Notices please click here

General Information

To view the Pacific Indemnity General Information please click here

Previous Policy Wordings

A collection of the most recently replaced policy wordings.