Resources
Below is a list of resources ready for you to download as .pdf documents:
Latest Policy Wordings including Effective 10th Nov 2023 - UCT Reviewed Professional Indemnity wordings
Effective 10th November 2023 the new Professional Indemnity wordings have undergone a further UCT Review making amendments to any unfair contract terms. There has been no change to the Professional Indemnity policy coverage.
The combined Professional Indemnity and Broadform Liability policy wordings have Cyber and Silica exclusions now included in the wordings, that were previously included in the policy schedule.
- Professional Indemnity Policy Wording (PIUS PI 0319) Rev 0823
- Professional Indemnity and Broadform Liability (PIUS PIBLZ 0319) Rev 0823
- Information and Communication Technology Combined Liability Policy Wording - (PIUS ICTZ 0319) Rev 0823
- Construction Professionals Professional Indemnity Policy (PIUS CON 0319) Rev 0823
- Construction Professionals Professional Indemnity and Broadform Liability Policy (PIUS CONBLZ 0319) Rev 0823
- Healthcare Malpractice Liability Policy (PIUS MAL 0319) Rev 0823
- Healthcare Malpractice and Broadform Liability Policy (PIUS MALBLZ 0319) Rev 0823
- Multi-Media Liability Policy (PIUS MML 0319) Rev 0823
- Design & Construction Policy Wording (PIUS D&C 0319) Rev 0823
- Excess of Loss Policy (PIUS XOL 0319) Rev 0823
Previous Policy Wordings including Effective 1st Nov 2021 - UCT Reviewed Professional Indemnity wordings
Effective 1 November 2021 the new Professional Indemnity wordings have undergone a UCT Review making amendments to any unfair contract terms. There has been no change to policy coverage.
- Professional Indemnity Policy Wording (PIUS PI 0319) Rev 0621
- Professional Indemnity and BL (PIUS PIBLZ 0319) Rev 0621
- Professional Indemnity Summary of Cover
- Construction Professionals PI Policy (PIUS CON 0319) Rev 0621
- Construction Professionals PIBL Policy (PIUS CONBLZ 0319) Rev 0621
- Construction Professionals Summary of Cover
- Healthcare Malpractice Liability Wording (PIUS MAL 0319) Rev 0621
- Healthcare Malpractice and BL Policy (PIUS MALBLZ 0319) Rev 0621
- Healthcare Professionals Summary of Cover
- ICT Combined Liability Policy Wording - (PIUS ICTZ 0319) Rev 0621
- ICT Combined Liability Policy Summary of Cover
- Excess of Loss Policy (PIUS XOL 0319) Rev 0621
- Multi Media Liability Policy (PIUS MML 0319) Rev 0621
- Broadform Public & Products Liability Policy Wording (PIUS BPPL 0319)
- Broadform Public Products Liability Features Benefits Appetite
Previously active Policy Wordings Effective 1 December 2019
With effect 1st December 2019 Pacific Indemnity Underwriting Solutions Pty Ltd (“Pacific Indemnity”) has entered into a new underwriting agency agreement with Zurich Australian Insurance Limited (Zurich) to provide 25% of the capacity for Pacific Indemnity’s professional indemnity policies on a co-insurance arrangement.
The remaining 75% of the capacity continues to be provided by Insurance Australia Limited (IAL).
The wording coverage remains unchanged.
- Professional Indemnity Policy Wording (PIUS PI 0319)
- Professional Indemnity and Broadform Liability Policy Wording (PIUS PIBLZ 0319)
- Construction Professionals Professional Indemnity Policy Wording (PIUS CON 0319)
- Construction Professionals Professional Indemnity and Broadform Liability Policy Wording (PIUS CONBLZ 0319)
- Healthcare Malpractice Liability Policy Wording (PIUS MAL 0319)
- Healthcare Malpractice and Broadform Liability Policy Wording (PIUS MALBLZ 0319)
- Information and Communication Technology Combined Liability Policy Wording - (PIUS ICTZ 0319)
- Design & Construction Policy Wording (PIUS D&C 0319)
- Multi Media Liability Policy (PIUS MML 0319)
- Excess of Loss Policy (PIUS XOL 0319)
Previous Policy Wordings
A collection of our policy wordings effective until 30 November 2019.
Our previous collection of wordings are found below.
- Most updates to the wordings are for clarification of existing cover.
- Please refer to the ‘Changes to Pacific Indemnity Policy Wordings Oct 2017’ document below for further details
- Changes to Pacific Indemnity Policy Wordings Oct 2017
- Professional Indemnity Policy Wording (PIUS PI 1017a)
- Professional Indemnity and Broadform Liability Policy Wording (PIUS PIBL 1017a)
- Information and Communication Technology Combined Liability Policy Wording (PIUS ICT 1017)
- Construction Professionals Professional Indemnity Policy Wording (PIUS CON 1017a)
- Construction Professionals Professional Indemnity and Broadform Liability Policy Wording (PIUS CONBL 1017a)
- Healthcare Malpractice Liability Policy Wording (PIUS MAL 1017a)
- Healthcare Malpractice and Broadform Liability Policy Wording (PIUS MALBL 1017a)
- Multi Media Liability Policy (PIUS MML 1017a)
- Design & Construction Policy Wording (PIUS D&C 0918)
- Excess of Loss Insurance Policy (PIUS XOL 0817)
Proposal Forms
A collection of our Proposal Forms
- Pacific Indemnity Broadform Public and Products Liability Proposal Form
- Pacific Indemnity Professional Indemnity Proposal Form
- Information and Communication Technology Combined Liability Form
- Architects & Surveyors Proposal Form
- Engineers Proposal Form
- Large Engineers Proposal Form
- Financial Planners Insurance Proposal Form
- Healthcare & Medical Malpractice Insurance Proposal Form
- Insurance Brokers Professional Indemnity Proposal Form
- Multi-Media Liability Proposal Form
- Owners Corporation Proposal Form
- Design & Construct Proposal Form
- No Claims Declaration Form
- Renewal Declaration
Proposal Form Addenda
A collection of our Addenda to provide supplementary information to the standard Proposal Forms above
- Accountants PI Proposal Addendum
- Finance-Mortgage Brokers PI Proposal Addendum
- Geologists Professional Indemnity Proposal Addendum
- Information and Communication Technology Proposal Addendum
- Management Consultants PI Proposal Addendum
- Nursing Homes Malpractice Proposal Addendum
- Real Estate Agents PI Proposal Addendum
- Recruitment Consultants PI Proposal Addendum
- Travel Agents PI Proposal Addendum
- EPL Optional Extension Proposal Addendum
- Broadform Liability Proposal Addendum
Claim Forms
A collection of our Claim Forms.
Please forward the completed claim form to Daniel Troy, our Legal & Claims Manager at daniel.troy@pacificindemnity.com.au and claims@pacificindemnity.com.au.
Risk Management Articles
A collection of articles that we hope will assist you with current and notable exposures relating to Professional Indemnity insurance
Partner Broker Portal
The Pacific Indemnity broker portal is an on-line facility for quoting and binding cover on Professional Indemnity (including Broadform Liability for office risks) and stand-along Broadform Public & Products Liability policies, for all professions and business activities.
The following document is a detailed instruction document, with links to sections within the document, to help you navigate the Broker Portal:
- Welcome to the Pacific Indemnity Broker Portal
NSW Insurance Duty Exemption Declaration
From 1 January 2018 eligible small businesses (generally with less than $2million turnover) are not required to pay duty on certain types of insurance, including:
- Occupational indemnity insurance (or professional indemnity) – covering liability arising out of the provision of professional or other services (other than medical indemnity insurance)
- Product and public liability insurance – insurance covering liability for personal injury or property damage occurring in connection with, or arising out of the products or services of, a business.
- Commercial vehicle insurance – for a motor vehicle used primarily for business purposes
What is a small business?
You are a small business for the current year if:
- you carry on a business in the current year; and
- one or both of the following applies:
(i) you carried on a business in the previous year and your aggregated turnover for that previous year was less than $2million;
(ii) your aggregated turnover for the current year is likely to be less than $2million.
Complete this addendum if you are a small business eligible for the exemption.
Note the NSW State Revenue Office requires a new declaration to be completed every year for exemption to be granted.
Privacy Policy
To view the Pacific Indemnity Privacy Policy please click here
Important Notices
To view the Pacific Indemnity Important Notices please click here
General Information
To view the Pacific Indemnity General Information please click here
Previous Policy Wordings
A collection of the most recently replaced policy wordings.
- Professional Indemnity Policy Wording
- Professional Indemnity and Broadform Liability Policy Wording
- Construction Professionals Professional Indemnity Policy Wording
- Construction Professionals Professional Indemnity and Broadform Liability Policy Wording
- Healthcare Malpractice Liability Policy Wording
- Healthcare Malpractice and Broadform Liability Policy Wording
- Information and Communication Technology Combined Liability Policy Wording
- Multi Media Liability Policy
- Construction Projects Professional Indemnity Policy Wording