Launching new Management Liability solution for Australian SMEs and Mid Market

We are pleased to announce the launch of Pacific Indemnity’s new Management Liability product, purpose-built for the evolving risks facing Australian SMEs and mid-market businesses.

Developed in response to extensive broker feedback, the product has been designed to address the growing gap between traditional management liability policies and the realities of today’s operating environment — including cyber-triggered claims, social engineering fraud, regulatory investigations and workplace safety exposures.

Our new wording combines broad traditional management liability protection with a suite of meaningful extensions designed to respond earlier and more effectively when issues arise.

Key wording features include:

• Advanced payment of Defence Costs within 30 days
• Affirmative cyber cover for insured management liability exposures
• Social Engineering Fraud cover
• Cover for self-reports, raids and pre-claim inquiries
• Regulatory Investigation Costs cover
• Enforceable Undertaking Expenses cover
• Health & Safety Investigation Costs cover
• Heavy Vehicle National Law cover
• Broad Directors & Officers, Employment Practices and Statutory Liability protection

Target Market

• Australian-domiciled businesses  
• Commercial and financial risks
• Revenues up to AUD500m
• SME and mid-market risks
• Aggregate or separate limit structures

Policy Structure

• Option to include worldwide coverage including for USA
• Aggregate or separate limit structure
  • Aggregate: up to AUD10m in the aggregate
  • Separate: up to AUD10m in the aggregate any one section and up to AUD20m combined across all policy sections
• Crime Loss and Statutory Liability limits up to AUD5m

The product has been purpose-built for the Australian SME and mid-market, with a focus on clarity, breadth of cover and claims responsiveness.

Backed by the world-class security of AXA XL, supported by strong locally regulated paper, and delivered with our trusted, empowered in-house claims team, we look forward to handling matters when it matters most — for both you and your clients.

We are now open for business.

You can access via:

• Our underwriting portal;
• Emailing your Pacific Indemnity underwriter, Sneha Meehan or Adam Suplina (contact details below); or
• Sending your ML submissions to MLPacific@pacificindemnity.com.au

Sneha Meehan (Senior Underwriter)
0403 085 472  |  sneha.meehan@pacificindemnity.com.au

If you do not have access to the portal, please contact your Pacific underwriter or email us directly.

Kind regards,

Categorised in: Broker Portal, Company News, Directors & Officers Liability, Industry News, Underwriting